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Millionaire & big goals 14
How long until you have $1 million, what age you get there, how money doubles, and what a million is really worth.
Most used
1Years to $1 millionEnter what you have saved, what you add each month and your expected return to see how many years it takes to reach $1,000,000, or any other target.Open calculator →2Investment calculatorPick the number you want to find, whether that is your end balance, the monthly deposit, the return you need, the starting amount or the time, and fill in the rest.Open calculator →3Compound interestSee how a starting amount and regular deposits grow with compound interest over any number of years, with a year-by-year breakdown.Open calculator →
When will I get there?
Millionaire by ageFind how much you need to save each month to have $1 million by 40, 50, 60 or any age, or what age you will be when you get there.First $100kWork out how long it takes to reach your first $100,000, and see why each following $100,000 comes faster.Net worth milestonesSee the date you hit $100k, $250k, $500k, $1 million and beyond, all on one timeline, based on your current savings and monthly investing.How much will I haveProject how much your savings will be worth at any future age, both in future dollars and in today's money after inflation.
How investing grows
Rule of 72See how many years it takes your money to double at any interest rate, or the rate you need to double it by a certain year, with the exact answer next to the rule of 72 shortcut.Lump sum vs monthlyCompare investing a lump sum all at once with spreading it out monthly (dollar-cost averaging), assuming a steady return.Cost of waitingSee how much less you end up with by delaying investing by 1, 5 or 10 years, and how much more you would need to save to catch up.Investment feesSee how much an advisory or fund fee takes from your investments over 10, 20 or 30 years compared with a low-cost index fund.
What a million means
$1M in future dollarsSee what $1 million will buy in 10, 20 or 40 years after inflation, and how big a future balance you need to match a million in today's money.Income from $1MSee the yearly and monthly income $1 million, or any portfolio, can pay at different withdrawal rates, and how long it lasts.Net worth by ageFind your net worth percentile among American families your age, from the bottom 10% to the top 1%, using the Federal Reserve's 2025 Survey of Consumer Finances.
Guides
All guides →What $100 in 2000 Is Worth TodayWhat $100 from 2000 and other years buys in 2026 dollars, using official US CPI data, plus what drove prices up and how to protect your savings.How Long Does It Take to Become a Millionaire?Tables showing how many years it takes to reach $1 million at different monthly savings amounts and returns, plus what speeds it up and what slows it down.Lump Sum vs Annuity: What Lottery Winners Actually Take HomeHow lottery jackpots are paid, what a $500 million winner takes home as cash or as 30 yearly payments after tax, and how to decide between them.The Rule of 72 and How Fast Money DoublesHow the rule of 72 works, how accurate it is at different interest rates, and how to use it for investments, debt and inflation.How Much to Save a Month to Have $1 Million by 40, 50 or 60The monthly amount you need to invest to reach $1 million by a target age, depending on when you start and what return you earn.