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Savings goals 17
Emergency funds, house deposits, wedding and baby funds, savings challenges and how much to put away each month.
Most used
1Savings goalFind how long it takes to reach any savings goal, or how much to save each month to hit it by a deadline, with interest included.Open calculator →2Emergency fundAdd up your essential monthly costs to see how big your emergency fund should be for 3 to 12 months, and how long it takes to build.Open calculator →3House down paymentSee how much you need for a home down payment plus closing costs, and how long it will take to save it at your current monthly amount.Open calculator →
Saving for something
Car fundPlan how long it takes to save for a car in cash, or for a down payment, and compare it with the interest you would pay on a loan.Wedding fundWork out how much to save each month for your wedding, based on your budget, guest count and how many months you have left.Baby fundEstimate the cost of a baby's first year, including gear, diapers, childcare and time off work, and how much to save each month before the due date.Vacation fundPrice out a trip, from flights and hotels to food and activities, and see how much to save each month so you can pay for it before you go.College fundEstimate the future cost of college for your child and the monthly amount to save in a 529 or other account to cover all or part of it.Sinking fundsList your irregular yearly expenses, such as gifts, car repairs and insurance, and see the monthly amount to set aside so they never catch you off guard.
Challenges and habits
52-week challengeSee how much you save with the 52-week money challenge, the reverse version, or your own starting amount and step, with the amount for each week.100 envelope challengeSee how much the 100 envelope challenge saves, how long it takes at your pace, and what a doubled or halved version adds up to.Save per dayBreak any savings goal into a daily, weekly and monthly amount for the time you have left.Round-up savingsSee how much rounding every card purchase up to the next dollar would save in a year, and what it grows to if invested.
Budget and savings rate
50/30/20 budgetSplit your take-home pay into needs, wants and savings with the 50/30/20 rule, or set your own percentages.Savings rateWork out what percentage of your income you save, and see roughly how many years of work that savings rate means before financial independence.High-yield savingsCompare how much interest you earn in a high-yield savings account against a regular savings account over time.Savings runwaySee how many months your savings would cover if your income stopped, and how much longer they last if you cut spending.
Guides
All guides →The 52-Week Money Challenge: What You End Up WithHow the 52-week savings challenge works, the $1,378 you finish with, the reverse and doubled versions, and tips to actually finish it.How Much Do You Need for a House Down Payment in 2026?Down payment amounts at 3.5%, 5%, 10% and 20% on the typical US home price, what first-time buyers actually put down, and how long saving takes.How Big Should Your Emergency Fund Be?How to size an emergency fund from your own essential costs, when three months is enough and when you need more, and where to keep the money.How Much to Save a Month to Have $1 Million by 40, 50 or 60The monthly amount you need to invest to reach $1 million by a target age, depending on when you start and what return you earn.