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Spending & habits 12
What a daily coffee, subscriptions or a car really cost over the years, and what that money could grow into.
Most used
1Cost of a habitSee what any daily, weekly or monthly habit costs over 1, 10 and 30 years, and what the same money would grow to if invested.Open calculator →2Coffee costFind out how much your coffee shop habit costs per year and over a lifetime, compared with making coffee at home.Open calculator →3Inflation calculatorSee what a dollar amount from any year since 1913 is worth today, or what today's money was worth in the past, using official US consumer price index data.Open calculator →
Everyday spending
Subscription auditAdd up your streaming, app, gym and other subscriptions to see the monthly and yearly total, and what canceling a few would save.Cooking vs eating outCompare what you spend eating out or ordering delivery with cooking the same meals at home, per week, per year and invested.Smoking costSee how much smoking or vaping costs per year and over time, and how much you save from your quit date.Impulse buy investedSee what an impulse purchase would be worth in 10, 20 or 30 years if you invested the money instead.
Big costs
True cost of a carAdd depreciation, insurance, fuel, maintenance, financing and parking to see what your car really costs per year, per month and per mile.Pet lifetime costEstimate what a dog or cat costs per year and over its lifetime, from food and vet care to grooming, boarding and insurance.Wedding cost per guestSplit your wedding costs into fixed and per-guest costs to see the cost per guest and how much trimming the guest list saves.Latte to TeslaSee how many years of a small habit add up to a big purchase, like a Tesla, a trip to Japan or a house deposit, with or without investing.
Buying smarter
Guides
All guides →What $100 in 2000 Is Worth TodayWhat $100 from 2000 and other years buys in 2026 dollars, using official US CPI data, plus what drove prices up and how to protect your savings.The Real Cost of a Daily Coffee Over 30 YearsWhat a coffee shop habit costs over 1, 10, 20 and 30 years, what the money would grow to if invested, and a fair way to think about the latte factor.The True Yearly Cost of Owning a CarAAA puts the cost of owning a new car at about $12,900 a year in 2026. Here is where the money goes, how to work out your own figure and how to lower it.